Monday, August 23, 2010

Financial Update as of 8/23/2010

As you know if you read my blog post from last Friday, I didn't get the unemployment insurance check (via direct deposit) which should have been deposited in my bank account on that day. So this morning, I checked with the bank, hoping that it would have been deposited over the weekend or this morning. No such luck. I was beginning to feel really desperate, inasmuch as I had a total of $7, consisting of $1 and change in my pockets, plus $6 in my bank account.

The 7 day CTA bus pass I'd bought last week hadn't yet expired (although it did later in the day), so I went out to the IDES office at 3500 W. Grand once again, to see if I could figure out what was going on, and to try to expedite the deposit. But when I got there, all they could tell me was that their records showed that the money had been deposited, just as they'd told me on Friday. They couldn't do a "trace" on the payment until Wednesday, when I'd have to go back to their office in order to initiate that process. Even if their trace did show that the payment had failed to go through, they still would have to issue a new payment, and it seemed likely to me that I wouldn't get that payment until Thursday or Friday at the earliest.

Needless to say, the return bus trip was not pleasant, because I couldn't for the life of me figure out how I was supposed to buy food (and pay for the round trip I'd need to make there on the bus on Wednesday) with just $7 to my name. (Plus, if I'd withdrawn everything from the bank, they'd have considered that I was closing the account, which I very much needed in order to receive future IDES payments!)

I decided to visit the bank once again and see if by some remote chance the $118 I was expecting had been deposited in the last several hours subsequent to my first visit to the bank. As it turned out, IDES had indeed made a deposit, but they'd deposited $108, not the $118 I'd been told would be my weekly benefit.

At least I have a bit of money with which to pay for food for a little while. But it would seem that the phrase "a day late and a dollar short" should be updated, in my case, to "four days late and ten dollars short". It's bad enough that they're expecting me to live on $118 a week (or to live on that amount for two weeks, since I won't get another IDES payment until September 3, assuming that things go more smoothly the second time around). On top of that, I will now have to revisit the IDES office in order to show them the bank statement which documents the fact that their payment was $10 short.

Being poor really stinks.

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